Our Services
It begins with a thought. Maybe you heard a commercial on the radio or television, or maybe you heard about a friend or colleague who recently had an unexpected death or illness in the family. What would you and your family do if you were presented with an unexpected health diagnosis tomorrow? Who would you turn to or what information would you pursue to make sure that you get the best coverage possible within your budget? Ask yourself how much it would be worth to guarantee protection for you and your loved ones. Heard about “Living Benefits”? We can teach you about how there is so much more protection availbale for you than just a death benefit - so give us a call and protect yourself, TODAY!
Life Insurance with “Living Benefits”
Do you have, or are you considering getting, Life Insurance? Does it come with “Living Benefits”? Not sure? Living Benefits are a guarantee in the coverage of certain Term (and Whole/Permanent) Life Insurance coverages, that says if you get critically injured or chronically or terminally ill, you can access a large portion of the death benefit to help pay for costs related to any unexpected, serious diagnosis or related condition. So if you do not have that currently with your life insurance coverage, allow us to quote you and see if we can get you as good, or even better coverage WITH Living Benefits!
Health Insurance for You, Your family, Your business….
Have Health Insurance but have a nagging feeling you are paying too much or have Medical, Dental and/or Vision coverage that isn’t great or doesn’t match your lifestyle? Have a family plan with similar questions? Need either after a job switch, move or other life event? Have a business that you want to offer free access and advising to/for a variety of the best plans on the market and don’t want to pay for it? Call or schedule an appointment- we have access to all of. the nations top carriers and best plans, as well as ACA, state exchange, Medicaid, Medicare and stopgap plans with deductibles starting at 0$.
Unique Needs
Are you looking for other protection through different types of coverages that can give you the peace of mind you want? Have you covered all of your bases whether it be through Mortgage Protection (*NOT PMI- Private Mortgage Insurance that ONLY protects your LENDER) or setting aside money to safely grow (to the maximum) for future expenses like college, health conditions, travel, age-related health costs or other things you are planning for? Have you considered Annuities, Long Term Care coverage, Final Expense coverage, Critical Period Coverage, Chronic and/or Critical Illness Coverage, and Accident and Hospital Indemnity plans that are affordable annual plans? We can advise and provide all of the top available options!
Contact us
Interested in learning about how we can help you, or potentially even working with our agency? Please reach out to us via our direct line (443-353-9283), book an appointment on this page: https://calendly.com/richardfriddellinsurancesolutions, or send us an email at ripfriddell@rgfprotectionsolutions.com.